:root{--navy:#0B1F3A;--navy2:#102C52;--gold:#C9A227;--gold2:#E2C766;--white:#fff;--slate:#344256;--light:#F6F8FB;--line:#D9E0EA;--ink:#142033;--focus:#FFCF33;--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.55;font-size:16px}a{color:var(--navy);font-weight:700}a:hover{text-decoration-color:var(--gold)}.skip-link{position:absolute;left:-999px;top:0;background:var(--gold);color:#08101E;padding:.75rem 1rem;z-index:999}.skip-link:focus{left:1rem;top:1rem}.container{max-width:var(--max);margin:0 auto;padding:0 1.25rem}.site-header{background:rgba(11,31,58,.98);color:#fff;position:sticky;top:0;z-index:50;border-bottom:4px solid var(--gold)}.nav-wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:76px}.brand{display:flex;align-items:center;gap:.8rem;color:#fff;text-decoration:none;min-height:48px}.brand img{width:54px;height:54px;border-radius:10px}.brand span{font-family:Georgia,serif;font-size:1.3rem;letter-spacing:.04em}.nav-toggle{display:none;background:transparent;color:#fff;border:2px solid rgba(255,255,255,.8);border-radius:10px;min-width:48px;min-height:48px;font-weight:800}.nav-menu{display:flex;align-items:center;gap:.4rem}.nav-menu a{color:#fff;text-decoration:none;padding:.8rem .65rem;border-radius:10px;min-height:48px;display:inline-flex;align-items:center}.nav-menu a:hover,.nav-menu a:focus{background:rgba(255,255,255,.12);outline:none}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.4rem;min-height:48px;padding:.78rem 1.05rem;border-radius:999px;text-decoration:none;font-weight:800;border:2px solid transparent;cursor:pointer}.btn-primary{background:var(--gold);color:#08101E}.btn-secondary{background:#fff;color:var(--navy);border-color:var(--line)}.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}.btn:hover{transform:translateY(-1px)}:focus-visible{outline:4px solid var(--focus);outline-offset:3px}.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 66%,#071426 100%);color:#fff;padding:5rem 0 4rem}.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:2.5rem;align-items:center}.eyebrow{color:var(--gold2);font-weight:900;text-transform:uppercase;letter-spacing:.08em;font-size:.82rem}.hero h1{font-size:clamp(2.45rem,5vw,4.8rem);line-height:1.02;margin:.4rem 0 1rem}.hero p{font-size:1.2rem;max-width:750px;color:#EAF0F8}.hero-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:24px;padding:1.5rem;box-shadow:0 20px 50px rgba(0,0,0,.24)}.hero-card img{width:180px;height:180px;object-fit:contain;display:block;margin:0 auto 1rem}.cta-row{display:flex;flex-wrap:wrap;gap:.85rem;margin-top:1.4rem}.trust-line{font-size:.95rem;color:#C9D6E7;margin-top:1rem}.section{padding:4rem 0}.section.alt{background:var(--light)}.section-title{max-width:850px;margin-bottom:1.8rem}.section-title h2{font-size:clamp(1.85rem,3vw,3rem);line-height:1.08;margin:.25rem 0 .7rem;color:var(--navy)}.section-title p{font-size:1.08rem;color:var(--slate)}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.1rem}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:1.1rem}.card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:1.35rem;box-shadow:0 12px 28px rgba(11,31,58,.07)}.card h3{margin-top:0;color:var(--navy);font-size:1.25rem}.card .tag{display:inline-block;background:#F4EDCF;color:#473707;border-radius:999px;padding:.25rem .55rem;font-weight:800;font-size:.8rem;margin-bottom:.8rem}.card ul{padding-left:1.2rem}.process{display:grid;grid-template-columns:repeat(6,1fr);gap:.7rem}.step{background:#fff;border-left:5px solid var(--gold);border-radius:16px;padding:1rem;min-height:92px;font-weight:800;color:var(--navy)}.cta-strip{background:var(--navy);color:#fff;border-radius:28px;padding:2rem;display:grid;grid-template-columns:1fr auto;gap:1rem;align-items:center}.cta-strip h2,.cta-strip p{margin:.2rem 0}.form-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:1.4rem;box-shadow:0 14px 34px rgba(11,31,58,.08)}label{display:block;font-weight:800;color:var(--navy);margin:.8rem 0 .25rem}input,select,textarea{width:100%;min-height:48px;border:2px solid #BEC9D6;border-radius:12px;padding:.75rem;font:inherit;background:#fff}textarea{min-height:120px}.form-note{font-size:.9rem;color:var(--slate)}.faq button{width:100%;min-height:56px;text-align:left;background:#fff;border:1px solid var(--line);border-radius:16px;padding:1rem;font-weight:900;color:var(--navy);cursor:pointer}.faq-panel{display:none;padding:0 1rem 1rem;color:var(--slate)}.faq-item.open .faq-panel{display:block}.site-footer{background:#071426;color:#DDE7F5;padding:2.5rem 0}.site-footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:1rem}.disclaimer{font-size:.9rem;color:#B9C6D8;border-top:1px solid rgba(255,255,255,.15);margin-top:1rem;padding-top:1rem}.breadcrumb{font-size:.9rem;margin-bottom:1rem}.breadcrumb a{color:#EAF0F8}.mini-hero{background:var(--navy);color:#fff;padding:3.3rem 0}.mini-hero h1{font-size:clamp(2.1rem,4vw,3.6rem);line-height:1.08;margin:.3rem 0 1rem}.mini-hero p{font-size:1.12rem;max-width:840px;color:#EAF0F8}.data-required{border:1px dashed #9A6B00;background:#FFF8DF;color:#4C3700;border-radius:12px;padding:.75rem;font-weight:700}.table-wrap{overflow-x:auto}.content-table{width:100%;border-collapse:collapse;background:#fff}.content-table th,.content-table td{border:1px solid var(--line);padding:.75rem;vertical-align:top}.content-table th{background:var(--navy);color:#fff;text-align:left}@media(max-width:900px){.hero-grid,.grid-3,.grid-2,.footer-grid,.cta-strip{grid-template-columns:1fr}.process{grid-template-columns:repeat(2,1fr)}.nav-toggle{display:inline-flex;align-items:center;justify-content:center}.nav-menu{display:none;position:absolute;left:0;right:0;top:76px;background:var(--navy);padding:1rem;flex-direction:column;align-items:stretch}.nav-menu.open{display:flex}.nav-menu a{width:100%;justify-content:center}.hero{padding:3rem 0}.section{padding:2.8rem 0}}@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}.btn:hover{transform:none}}

.hidden{position:absolute!important;left:-10000px!important;top:auto!important;width:1px!important;height:1px!important;overflow:hidden!important}.checkbox-row{display:flex;gap:.6rem;align-items:flex-start;margin:1rem 0}.checkbox-row input{width:auto;margin-top:.2rem}

/* v4 remediation additions */
.narrow{max-width:900px}.narrow h2{margin-top:2rem}.form-note code,.card code{background:#eef2f7;border-radius:6px;padding:.15rem .35rem;word-break:break-word}.data-required{font-weight:700}


/* v6 Founder bio and headshot additions */
.founder-profile{display:grid;grid-template-columns:340px 1fr;gap:2rem;align-items:start}
.founder-photo-card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:1rem;box-shadow:0 14px 34px rgba(11,31,58,.10)}
.founder-photo{width:100%;height:auto;border-radius:18px;display:block;object-fit:cover;aspect-ratio:4/5;background:#eef2f7}
.founder-kicker{color:var(--gold);font-weight:900;text-transform:uppercase;letter-spacing:.08em;font-size:.82rem;margin:.85rem 0 .15rem}
.founder-name{font-size:1.35rem;font-weight:900;color:var(--navy);margin:.15rem 0}
.founder-title{color:var(--slate);margin:.2rem 0 0}
.founder-bio p{margin-top:0}
.credential-list{display:grid;grid-template-columns:repeat(2,1fr);gap:.7rem;margin-top:1rem}
.credential-list li{background:#fff;border:1px solid var(--line);border-left:5px solid var(--gold);border-radius:14px;padding:.85rem;list-style:none;font-weight:700;color:var(--navy)}
.founder-quote{background:var(--navy);color:#fff;border-radius:22px;padding:1.4rem;border-left:6px solid var(--gold)}
.founder-quote p{color:#EAF0F8;margin:.25rem 0}
@media(max-width:900px){.founder-profile{grid-template-columns:1fr}.credential-list{grid-template-columns:1fr}.founder-photo-card{max-width:420px}}